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Bank, Locum or Permanent RVN Work? Compare the Contract

Bank, locum and permanent are useful labels, but they do not tell you who employs you, which shifts are guaranteed or what happens when work is cancelled. Compare the written arrangement before comparing the headline rate.

Editorial team·✓ Updated 2026-10-038 min read
Bank, Locum or Permanent RVN Work? Compare the Contract illustration for Veterinary Nurse Jobs

Classify the contract before you compare the pay

Start by writing down who engages you and on what basis: a practice as an employee or worker, an agency as a temporary worker, or a client receiving services from a genuinely self-employed contractor. A bank post is often a casual or zero-hours arrangement with one employer, but the title does not settle legal status or guarantee that every bank works the same way. A current Granta Veterinary Specialists advert, for example, calls its bank RVN post zero-hours while also guaranteeing at least 18 shifts a year. That is one employer's arrangement, not a definition of bank work. Ask for the contract and identify the employer, status, minimum shifts or hours, PAYE treatment and any limits on working elsewhere.

Build a one-page shift commitment map

For each option, record six terms: who offers shifts, whether you must accept them, any guaranteed minimum, booking notice, cancellation notice and cancellation pay. Then add the range of shifts you could actually receive. The current Granta bank advert spans weekday days, nights, weekends and bank holidays across wards, theatre and inpatient care, with duties depending on experience and shift need. A locum booking may instead name particular dates or a block; a permanent contract usually starts from contracted hours and a rota. Do not convert possible availability into expected income. Use an eight-week calendar to separate guaranteed work from work you hope will be offered, then compare it with the RVN rota and support job check.

Keep employment rights attached to status, not the job label

Current GOV.UK guidance says a zero-hours employer does not normally have to offer work and the worker does not have to accept it. Zero-hours workers are still entitled to statutory annual leave and the National Minimum Wage, and an employer cannot stop them taking work elsewhere. More broadly, almost all people legally classed as workers receive statutory paid holiday, including agency and irregular-hours workers. Agency workers have worker rights from day one and can gain equal-treatment rights after 12 weeks in the same job. Genuinely self-employed arrangements work differently. Treat these as routes to check, not assumptions: ask how holiday pay is handled, whether pension auto-enrolment applies, which notice terms govern each booking and whether your working reality matches the contract.

Price the gaps as well as the hours

Compare the money and support you can rely on over the same period. Include guaranteed paid hours, likely unfilled weeks, cancellation exposure, paid holiday, pension contributions, overtime or shift supplements, travel, accommodation, agency or accounting costs, sick-pay terms, RCVS fees and CPD money. Keep guaranteed terms in one column and discretionary or availability-dependent items in another. A competitive hourly rate attached to a small or uncertain shift commitment is not directly comparable with annual pay attached to contracted hours. Use the veterinary nurse salary guide to normalise annual, pro-rata and hourly figures without turning one advert into a market rate.

Test whether support follows you onto every shift

Flexible work can move an RVN between teams, service areas and times of day. Ask what induction is required before the first shift, which wards or procedures you may cover, who is available for escalation on days, nights and weekends, whether you could be sole nursing cover, and how competence is reviewed for unfamiliar work. Ask separately who funds CPD and whether learning time is paid or protected. RCVS currently requires veterinary nurses to complete 15 hours of CPD plus reflection each calendar year whether working full-time or part-time, with no carry-over. Compare longer-term development through the veterinary nurse career path, then review current veterinary nurse jobs and all jobs using the same contract map. Job alerts can help you observe which arrangements are actually available before committing to one model.